Shiny new credit card

My first blatantly personal post for a while - I now have a new Cahoot credit card. My main reason for getting one is to get an extra month’s interest on most of my income. And that idea is even easier to implement than I thought since you can set up a direct debit to pay off your balance automatically. And a day after activating the card I got an email saying their default charges (for exceeding spending limit or late payment) have been reduced from £25 to £12. So all is well in the world. credit cards, Cahoot, interest, borrowing, finance